Principal Arranged Insurance

Established in 2003, Transport and Main Roads Principal Arranged Insurance (PAI) program covers the infrastructure construction risks of the department, contractor, and in some instances consultants, when delivering work under the Queensland Transport Roads Investment Program (QTRIP). The PAI 'bulk' program covers eligible construction contracts with an awarded value not exceeding $150M (excluding GST). Construction contracts with an awarded value greater than $150M (excluding GST) are considered 'major projects' and require project specific insurances.

Disclaimer: The below policy terms, conditions and deductibles specified may not apply to specific organisations who have been notified by the Principal separately. It is the responsibility of tenderers to ensure appropriate checks are made within the tendering organisation to verify if different terms, conditions and deductibles are applicable. No valid claim shall arise under the contract from a failure to take in account alternative terms, conditions and deductibles notified to specific organisations, which differ from the Principal Arranged Insurance standard terms, conditions and deductibles.

Construction Program 2024 - 2026

These insurance terms shall apply to tenders that will result in contracts awarded between 31.12.2023 and 31.12.2026.

• Contract Works (Material Damage) policy wording
• Contract Works endorsement
• General and Products Liability and Environmental policy wording
• General and Products Liability and Environmental endorsement 
• Professional Indemnity policy wording
• First Construction Excess Liability policy wording

Claims Procedure

If an event occurs that might give rise to a claim, ensure the Transport and Main Roads insurance unit is notified immediately. Late notification can create difficulties and possible delays in the assessment process.

• Claims procedure
• Contracts Works claim form
• Liability claim form
• Professional Indemnity claim form

For PAI enquiries, please email [email protected]